White Bear Lake Homes under $250,000

White Bear Lake Homes under $250,000

Welcome to White Bear Lake, Minnesota—a charming city that beautifully combines the tranquility of lakeside living with the vibrancy of a close-knit community. Nestled in Ramsey County, White Bear Lake is known for its stunning natural landscapes, outdoor recreational activities, and a rich history that adds character to this picturesque locale. With over 2,400 acres of sparkling water, residents enjoy boating, fishing, and swimming during the warm summer months, while the surrounding parks provide ample opportunities for hiking, picnicking, and family gatherings year-round.

For those seeking affordable housing options, White Bear Lake offers a variety of homes under $250,000, making it an ideal choice for first-time buyers, families, and retirees alike. These homes showcase the charm and character that the city is known for, featuring cozy layouts and inviting outdoor spaces. From quaint bungalows to well-maintained townhouses, there’s a perfect fit for everyone in this delightful community.

In addition to its beautiful homes, White Bear Lake boasts a thriving downtown area filled with unique shops, delightful restaurants, and local art galleries, creating a vibrant atmosphere for residents and visitors alike. The city’s strong sense of community is evident through its numerous events and festivals that bring neighbors together, fostering friendships and connections.

Whether you’re drawn to the scenic beauty, the welcoming community, or the affordable housing options, White Bear Lake is a wonderful place to call home. Discover your dream property today and experience the charm of this enchanting Minnesota city!

Newest White Bear Lake Homes under $250,000

1251 Birch Court, White Bear Lake
$249,900
2 Beds ⋅ 2 Baths ⋅ 7169820 MLS
Move-In Ready End-Unit Townhome in a Wonderful Location! Welcome home to this attractive, well-maintained end-unit townhome offering 2 bedrooms, 2 bathrooms, and a double garage. Thoughtfully designed for both comfort and convenience, this home features bright, inviting spaces and a layout that is perfect for everyday living and entertaining. Step inside to a spacious living room filled with natural light and highlighted by vaulted ceilings and a cozy gas fireplace—the perfect spot to relax and unwind. The open-concept main level flows seamlessly into the spacious kitchen, which offers abundant countertop and cabinet space for cooking, storage, and entertaining. The adjacent dining area features patio doors that lead to a wonderful private patio, creating an ideal extension of the living space for outdoor dining or entertaining. The patio doors also allow even more natural light to fill the home. A convenient half bath completes the main level. Upstairs, you’ll find two generous sized bedrooms and a versatile loft area that can easily be used as a home office, study area, reading nook, exercise area, or any additional living space you may need. The upper level also features a full bathroom and convenient in-unit laundry. Enjoy a fantastic location close to a variety of shopping, restaurants, parks, lakes, and trails, providing easy access to the amenities and outdoor recreation you love. With its desirable end-unit location, comfortable floor plan, abundant natural light, and convenient amenities, this home is ready for you to move in and enjoy!

1251 Birch Court, White Bear Lake

Listing courtesy of RE/MAX Results.

1260 S Birch Lake Boulevard, White Bear Lake
$239,000
2 Beds ⋅ 3 Baths ⋅ 7168759 MLS
Fantastic opportunity in highly desirable White Bear Township! This spacious 2-bedroom, 3-bath twin home offers the perfect combination of location, flexibility, and value, all with NO ASSOCIATION DUES! Enjoy the benefits of twin-home living without the monthly HOA expense. The home features a welcoming living room with a cozy gas fireplace, a functional floor plan, and two full bathrooms—one upstairs and one downstairs—plus an additional bath in the master. The huge lower level offers incredible flexibility, including an area with an existing window that could easily be converted into a third bedroom with the addition of a small wall and closet, subject to applicable requirements. Whether you need additional living space, a home office, or room for guests, the possibilities are endless! Many of the big-ticket improvements have already been taken care of, including a newer roof, windows, and mechanicals. The home primarily needs some minor cosmetic updating, presenting a great opportunity for buyers to add their personal touches without taking on a major renovation. Outside, you'll love the fully fenced yard, low-maintenance composite decking, storage shed, and beautiful established landscaping just waiting to be brought back to its full potential. The attached 2-car garage is complemented by an abundance of paved parking space, perfect for additional vehicles, recreational toys, or guests—something you don't find with many twin homes! SELLER FLEXIBILITY IS A HUGE BONUS! allowing for direct communication, quick decisions, and creative solutions to help make a deal come together. Seller is open to discussing buyer incentives, including interest rate buy-downs, contributions toward closing costs, or allowances for cosmetic improvements, depending on offer terms. Bring your ideas and let's find a way to make this home work for you! With no association dues, major improvements already completed, a fenced yard, generous parking, and tremendous potential, this White Bear Township property offers a combination of features and flexibility that is increasingly difficult to find. Don't miss this opportunity—bring your offer!

1260 S Birch Lake Boulevard, White Bear Lake

Listing courtesy of Keller Williams Classic Realty.

5333 Hugo Road, White Bear Lake
$250,000
3 Beds ⋅ 2 Baths ⋅ 7161444 MLS
Diamond in the rough...a little TLC will make this gem shine again! 3 BR Rambler on corner lot. Large rooms and extra kitchen on lower level...perfect for Mother in Law!

5333 Hugo Road, White Bear Lake

Listing courtesy of eXp Realty.

1273 Birch Court, White Bear Lake
$219,900
2 Beds ⋅ 2 Baths ⋅ 7160792 MLS
Welcome to this inviting White Bear Lake townhome! The main level features a spacious living room with a cozy fireplace, an open kitchen with stainless steel appliances, breakfast bar, and convenient half bath. Upstairs offers two bedrooms, including a spacious primary bedroom with walk-in closet and upper-level laundry. Enjoy the private front patio and attached garage. Conveniently located near downtown White Bear Lake, shopping, restaurants, parks, and easy highway access. A great opportunity for comfortable, low-maintenance living!

1273 Birch Court, White Bear Lake

Listing courtesy of LPT Realty, LLC.

3721 Little Linden Curve, White Bear Lake
$223,000
2 Beds ⋅ 1 Baths ⋅ 7154807 MLS
Back on market due to buyer preferences—their loss is your gain! Come see this beautiful 1-bathroom home today. Privacy and modern comfort await in this updated end-unit townhome, steps from a tree-lined walking path. Facing south and east, this home is a sun-lover’s dream. Main level features a living room with vaulted ceilings and a cozy fireplace, opening to the dining area and private patio. Offers the convenience of main-floor laundry and a 2-car garage. Upper level hosts 2 spacious bedrooms and a versatile loft. Sitting on a premium outer edge with no side neighbors, enjoy peaceful outdoor living against a backdrop of mature trees. Move-in ready! Updates: Furnace (2025), Garage Opener/Carpet/Flooring (2026), Garage Door (2021), A/C & Water Heater (2017). Property has been virtually staged.

3721 Little Linden Curve, White Bear Lake

Listing courtesy of Richards Properties LLC.

3724 Big Linden Curve, White Bear Lake
$204,900
2 Beds ⋅ 1 Baths ⋅ 7129486 MLS
Location, location, location. This clean and cute townhome sits at the end of a cul-de-sac and has nothing but trees and fields across the street which is what you will enjoy while sitting on your patio. Quiet street and nature filled area. You will love your west facing outdoor oasis of a space from your patio. This home has been nicely updated with new furnace(2023), new water heater(2023), dishwasher(2025), new floors(LVP) in bath, kitchen and entryway. Stainless steel appliances and main floor laundry. Neutral colors and granite counter tops in both kitchen and bath. You will be warmed by the gas fireplace on those chilly evenings and wintry nights. Huge primary bedroom with walk in closet. Very affordable living as the association is pro-active and dues are only $345.00 covering many of your expenses including water/sewer and trash so very easy to manage payments. These townhomes do not come available very often so don't pass this one by. Its a perfect place to call home for the first time homeowner or the down-sizer. Enjoy all that White Bear Lake living has to offer.

3724 Big Linden Curve, White Bear Lake

Listing courtesy of eXp Realty.

1799 1/2 County Road E E Unit 30, White Bear Lake
$180,000
2 Beds ⋅ 2 Baths ⋅ 7099476 MLS
Experience effortless one-level living in this well-maintained 2-bedroom, 2-bathroom condo located in a desirable White Bear Lake 55+ community. This second-story unit features a private attached garage and convenient in-unit laundry. Accessed via wide, easy stairs, the home boasts new carpet throughout. Rest easy knowing major updates are already complete, including the roof in 2021, water heater 2023 and new HVAC in 2025. Spacious primary suite includes a walk-in shower and walk-in closet. Enjoy beautiful days on the maintenance-free deck and reap the benefits of an unbeatable location just minutes from major freeways, shopping, and dining!

1799 1/2 County Road E E Unit 30, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

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