Saint Paul Homes under $400,000

Welcome to Saint Paul, Minnesota, a city that beautifully blends rich history with vibrant culture, making it a perfect place to call home. As the state capital and one of the Twin Cities, Saint Paul is known for its stunning architecture, scenic riverfront, and a strong sense of community. Nestled in Ramsey County, this city offers a unique mix of urban conveniences and natural beauty, with parks, trails, and the picturesque Mississippi River enhancing its charm.

For those seeking affordable housing options, Saint Paul has an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of properties that cater to diverse lifestyles. From cozy bungalows in historic neighborhoods like Summit Hill to modern townhomes in the vibrant Lowertown district, there’s something for everyone.

Saint Paul’s real estate market is thriving, offering not just affordable options, but also a strong sense of community and access to excellent schools, parks, and local amenities. With its rich cultural scene, including theaters, museums, and annual festivals, residents can enjoy a lively social environment while still benefiting from the tranquility of suburban living.

Explore the possibilities in Saint Paul, where you can find your dream home without breaking the bank. With homes under $400,000, you can invest in a vibrant community that boasts both charm and convenience, making it an ideal place to establish roots and create lasting memories. Come experience all that Saint Paul has to offer!

Newest Saint Paul Homes under $400,000

$379,900

3 Beds ⋅ 2 Baths ⋅ 7160128 MLS

Welcome home to this all-brick 1954 mid-century bungalow right on Selby Avenue, steps from Pizza Lucé, coffee shops, and favorite neighborhood spots, with Summit and Grand Avenues close by. Enjoy easy one-level living on the main floor, with gleaming hardwood floors, fresh neutral paint, recessed lighting, and big picture windows framing mature trees. The kitchen offers abundant maple cabinetry, a gas cooktop, and a double wall oven, plus a pass-through to the dining room. Two generously sized main-level bedrooms share an updated full bath, and the primary bedroom opens to a bright four-season room that walks out to the deck and backyard. The finished lower level adds a cozy family room and a spacious back bedroom with its own private full bath, perfect for guests or a home office, plus laundry. Outside you'll find a brick paver patio with a fire pit and an oversized one-car garage with an epoxy floor. Move-in ready with quick access to downtown St. Paul, Minneapolis, and I-94, this is mid-century charm and city convenience in one of St. Paul's most loved neighborhoods. Welcome home!

1128 Selby Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$169,900

4 Beds ⋅ 2 Baths ⋅ 7161882 MLS

Attention investors or owner occupants looking for a fixer upper! Opportunity awaits in this expansive rambler featuring four bedrooms, an en-suite primary bedroom, two full bathrooms, vaulted ceilings, and an open floor plan. The wooded lot with mature trees offers privacy throughout. Home does not have a garage but has plenty of parking space. Bring your ideas to life and make this home your next home or investment!

1190 Pacific Street, Saint Paul

Listing courtesy of RE/MAX Advantage Plus.

$225,000

5 Beds ⋅ 2 Baths ⋅ 7115789 MLS

Welcome to 430 Michigan Street, ideally located in the West Seventh neighborhood of Saint Paul. This five-bedroom, two-bathroom home features a charming front porch, large kitchen and a private, tree-lined backyard. Several big ticket improvements already made for added peace of mind: Furnace/AC (2019), Water Heater (2024), 200 Amp Electric Panel (2015). An unfinished basement with laundry and plenty of storage room. Easy access to local shops, restaurants, parks & downtown. Hurry, opportunities like this do not last!

430 Michigan Street, Saint Paul

Listing courtesy of RE/MAX Results.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7157500 MLS

Great move-in ready home with tons of space! The home features a one-car tuck under, attached garage and also has a two-car detached garage with alley access and extra storage. The stately foyer has a convenient coat closet and opens to the warm and cozy living room. From the hardwood floors to the cove ceiling, you'll be happy to gather in this light filled living room. The updated eat-in kitchen has ample cabinets - including two classic corner units - to hold all your kitchen gadgets. There's a pass through over the sink into the formal dining space that also features a beautiful bay window. Two bedrooms and a full bath round out the main level. Upstairs is another bedroom, tons of storage, and a space that would work great for an office. The lower level has two great spaces for recreation or entertaining, a fourth bedroom, second bath and access to the attached garage. The fenced backyard has a patio and plenty of space for all activities. Conveniently located with easy access to all the Twin Cities have to offer.

1571 Arlington Avenue E, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$302,000

4 Beds ⋅ 2 Baths ⋅ 7162227 MLS

This move-in-ready one and half story home features fresh interior paint, updated ceiling fans, new main-level bathroom flooring and faucet, new blinds, and fresh basement carpet. The fully refreshed kitchen boasts new countertops, a new range, a new refrigerator, and a new dishwasher, complemented by a new roof installed in 2023. Exterior highlights include a detached garage alongside a covered carport for additional sheltered parking. Conveniently located near White Bear Avenue, residents will enjoy easy access to local grocery stores, dining options, and a quiet neighborhood setting.

1701 4th Street E, Saint Paul

Listing courtesy of Home Sellers.

$299,900

5 Beds ⋅ 3 Baths ⋅ 7155070 MLS

Newer home right in St. Paul! 5 beds, 3 baths and 2 car garage! Open main level with huge kitchen and living room/dining room. 3 bedrooms up with private primary bath! Home has been rented and needs new carpet some paint and other touch ups- bring your own decorating!

297 Morton Street E, Saint Paul

Listing courtesy of Coldwell Banker Realty - Lakes.

$259,900

4 Beds ⋅ 2 Baths ⋅ 7149106 MLS

929 6th Street E, Saint Paul

Listing courtesy of RE/MAX Results.

$265,000

3 Beds ⋅ 3 Baths ⋅ 7146934 MLS

Charming St. Paul Home with Timeless Character & Modern Updates! Fall in love with the perfect blend of old-world charm and modern updates in this St. Paul home! Beautiful wood floors, generous room sizes, and timeless character create a warm and inviting feel throughout. The unique floorplan offers 3 bedrooms & 3 bathrooms, with the additional bedrooms thoughtfully separated from the private primary bedroom suite on the opposite side of the home—ideal for added privacy, guests, or a home office. Enjoy the charm of an older home with the comfort of thoughtful updates, plus a fenced yard perfect for relaxing, gardening, entertaining, or enjoying time outdoors. Full of personality and character, this special home offers a distinctive layout and a welcoming place to call home!

527 Blair Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$275,000

4 Beds ⋅ 2 Baths ⋅ 7161842 MLS

Spacious 5-bedroom, 2-bathroom home in Saint Paul with plenty to offer. Features include hardwood floors, and vinyl flooring upper floor; 9-foot ceilings, granite kitchen countertops, and stainless steel appliances. The property also includes a two-car garage, additional off-street parking, and a backyard storage shed. Great opportunity for homeowners or investors. Property is being sold AS-IS.

1571 7th Street E, Saint Paul

Listing courtesy of Home Sellers.

$249,900

2 Beds ⋅ 1 Baths ⋅ 7158297 MLS

Charming, move-in-ready home in great condition, ideally located on a corner lot just half a block from beautiful Lake Phalen! Freshly painted with new carpeting, and light-filled rooms. The original windows have all been replaced with Anderson windows. You will enjoy a private, nicely landscaped yard and garage. The large, immaculate, unfinished basement offers plenty of storage and excellent potential for future finishing. This is a wonderful opportunity to enjoy a well-loved home in a fabulous location. Close to great shopping, restaurants and all the wonderful events the twin cites has to offer. Welcome Home!

1208 Hoyt Avenue E, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$279,900

3 Beds ⋅ 2 Baths ⋅ 7161780 MLS

Welcome to this charming two-story home located in Saint Paul's Greater East Side neighborhood! This inviting property features 3 bedrooms, 2 bathrooms, and 1,344 finished square feet of comfortable living space. Step inside to discover a spacious living room filled with natural light, beautiful flooring, and a welcoming atmosphere. The updated kitchen features white cabinetry, stylish backsplash, modern countertops, and stainless steel appliances. The adjoining dining area provides a comfortable space for everyday meals and entertaining. Additional highlights include a detached 2-car garage and a manageable yard with room for outdoor enjoyment. Whether you're purchasing your first home or looking for your next chapter, this property offers a wonderful opportunity to enjoy homeownership in Saint Paul. Schedule your private showing today!

1796 Hawthorne Avenue E, Saint Paul

Listing courtesy of Home Sellers.

$265,000

3 Beds ⋅ 2 Baths ⋅ 7106965 MLS

Welcome home to this move-in-ready up/down duplex in East Saint Paul, lovingly held in the same family for the past 50 years! Built in 1911, this well-maintained property blends original character with fresh updates, offering an excellent opportunity to owner-occupy or purchase your first investment property. Both units feature fresh interior paint, newer carpet, and brand-new windows. (2018) The main-level unit offers impressive 9-foot ceilings, charming original woodwork, 1-spacious bedroom, a bathroom, a living room, a separate dining room, and an updated eat-in kitchen. Hardwood floors beneath the carpet provide potential to showcase even more of the home’s character. The vacant upper-level unit is ready for its next occupant, featuring 2-bedrooms, 1-bathroom, a comfortable living room, and an eat-in kitchen. Recent improvements include a new roof and gutters in 2026 and a water heater replaced in 2019. A detached 2-car garage provides parking and additional storage. Live in one unit while generating rental income from the other, or begin building your multifamily portfolio. Schedule your showing today and make this well-loved duplex your own!

864 Case Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Saint Paul Homes under $400,000

Newest Saint Paul Homes under $400,000

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