Ramsey Homes under $400,000

Welcome to Ramsey, Minnesota, a charming city nestled in Anoka County that perfectly blends suburban tranquility with easy access to urban amenities. With its picturesque landscapes, abundant parks, and a strong sense of community, Ramsey is an ideal place for families, professionals, and retirees alike. The city boasts a rich array of recreational opportunities, including scenic trails, sports facilities, and the beautiful Ramsey City Center, which hosts various events throughout the year.

One of the most appealing aspects of Ramsey is its diverse housing market, particularly for those seeking homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, Ramsey offers a variety of options that cater to different lifestyles and preferences. From charming single-family homes with spacious backyards to modern townhouses with contemporary finishes, there’s something for everyone in this vibrant community.

Living in Ramsey means enjoying the best of both worlds—peaceful suburban living with convenient access to the bustling Twin Cities. With its excellent schools, friendly neighborhoods, and a strong local economy, Ramsey is an attractive destination for anyone looking to settle down in Minnesota. Plus, with homes available under $400,000, you can find the perfect property that fits your budget without compromising on quality or comfort.

Explore the delightful offerings of Ramsey, where you can create lasting memories in a welcoming community that feels like home. Your dream home awaits in this beautiful city!

Newest Ramsey Homes under $400,000

$380,000

4 Beds ⋅ 2 Baths ⋅ 7171850 MLS

With 1,361 square feet of garage space and a tree-lined corner lot, this Ramsey home offers plenty of room for everyday living, storage, and projects. Inside, you'll find 4 bedrooms, 2 full baths, and fresh paint and new flooring throughout. Large windows fill the living room with natural light, while the dining area features a built-in window seat with cabinetry on either side. A sliding door off the kitchen leads to a large deck overlooking the backyard, where mature trees add a sense of privacy. The main living level includes two bedrooms and a full bath. Downstairs, a family room with a fireplace provides another place to relax, along with two additional bedrooms, a second full bath, and laundry. Outside, the attached garage is complemented by a fully insulated, heated detached garage/pole building, offering plenty of room for vehicles, equipment, storage, or a year-round workshop. With recent interior updates, a generous corner lot, and exceptional garage space, this property has a lot to offer!

14960 Uranimite Street NW, Ramsey

Listing courtesy of Kris Lindahl Real Estate.

$304,000

3 Beds ⋅ 3 Baths ⋅ 7169347 MLS

Beautifully maintained townhome in a quaint, association-maintained neighborhood in Ramsey! This 3-bedroom, 3-bathroom home features a distinctive four-level split layout with an abundance of natural light and a functional, open design. The kitchen offers stainless steel appliances, ample cabinetry, a center island, and room for a breakfast nook, while the adjoining formal dining area flows seamlessly into the living room. A three-sided fireplace adds warmth and character to the main living spaces. The deck off the living area features newly installed maintenance-free decking. Main level conveniences include laundry and a half bath. Upstairs, the primary bedroom features vaulted ceilings and a large walk-in closet, with access to a full bathroom complete with a double-sink vanity and separate tub and shower. The finished walkout lower level provides a welcoming family room, an additional bedroom, a 3/4 bathroom, and a separate storage/utility room. An attached two-car garage completes the package. Roof 2023, Furnace and AC 2020, water heater 2025. Enjoy comfortable, low-maintenance living in a great Ramsey location!

5688 154th Avenue NW, Ramsey

Listing courtesy of Coldwell Banker Realty.

$319,900

3 Beds ⋅ 4 Baths ⋅ 7170578 MLS

Don't miss this one! This beautifully updated 3-bedroom, 4-bath townhome offers an open concept main level with soaring ceilings, spacious living and dining areas and a kitchen perfect for entertaining. Step outside onto the newly redecked deck overlooking a peaceful wildlife area! The main level also features a versatile bonus room with French doors perfect for a home office, playroom, den or guest space. You'll also find a convenient laundry room, half bath and a large storage closet. Enjoy peace of mind with numerous updates all with the last 3 years which include a new roof, fresh paint throughout, new furnace, A/C kitchen appliances and water heater. With flexible living space, beautiful views and major updates already taken care. This one is a must see. Come take a look today!

15307 Iodine Street NW, Ramsey

Listing courtesy of LPT Realty, LLC.

$349,999

3 Beds ⋅ 2 Baths ⋅ 7169975 MLS

Welcome home to Ramsey! This inviting 3-bedroom, 2-bath home offers a wonderful opportunity to enjoy comfortable living in a convenient location. Enjoy easy access to Highway 10 for commuting throughout the Twin Cities, along with nearby shopping, dining, and everyday conveniences at Northstar Marketplace. Outdoor enthusiasts will appreciate the abundance of nearby parks and trails, including Rum River Central Regional Park, Mississippi West Regional Park, and the scenic Rum River. Explore local recreation, enjoy community events at The COR, or spend time enjoying everything Ramsey has to offer. A fantastic opportunity to make yourself at home in this growing northwest metro community!

14128 Argon Street NW, Ramsey

Listing courtesy of Pemberton RE.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7169645 MLS

Space, natural light, and major updates await on this nearly one-acre corner lot! The spacious kitchen features custom cabinetry, a center island, and brand-new appliances, with a generous dining room offering plenty of space to gather. The bright, spacious layout is ready for you to make it your own. Updates include a roof replaced in 2024, steel siding replaced in 2026, and new windows throughout except in the porch and bay window. Following a basement flood in 2024, insurance-funded renovations included new flooring, new drywall, and a new bathroom. Additional features include two water heaters and a septic system confirmed compliant in summer 2026. Enjoy room to spread out inside and out, with substantial improvements already completed!

16530 Yolite Street NW, Ramsey

Listing courtesy of Real Broker, LLC.

$260,000

3 Beds ⋅ 3 Baths ⋅ 7169619 MLS

Motivated seller. Bring your offers. Every reasonable offer will be considered. Welcome to this beautiful end-unit townhouse. It offers an open floor plan, a breakfast bar, and a large living room. Upstairs offers a vaulted master bedroom, private master bath, and huge walk-in closet as well as upstairs laundry. There is also a loft area for a possible home office, two additional big bedrooms, and a full bath. Great location with easy access to the freeway for an easy commute

14667 Rhinestone Street NW, Ramsey

Listing courtesy of JBO Realty.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7169418 MLS

Welcome home to this charming one-story rambler situated on nearly an acre corner lot in Ramsey! Offering 4 bedroom and 2 bathrooms, this home features a functional layout with 3 bedrooms conveniently located on the main level. The lower level provides additional living space, including a 4th bedroom and a generously sized bonus room with endless possibilities! Whether you're looking for a home gym, office, recreation room or a potential for a 5th bedroom, this flexible space can accommodate your needs. Outside, enjoy the fully fenced backyard with a canopy of mature trees, perfect for entertaining, pets, or simply relaxing outdoors. And you can't beat the location, offering easy highway access and close proximity to local restaurants, golf courses, scenic trails, and parks! With its versatile floor plan, desirable corner lot, and convenient location, this home offers a wonderful opportunity to make it your own!

8421 154th Lane NW, Ramsey

Listing courtesy of Arthur Grant Realty.

$259,000

3 Beds ⋅ 3 Baths ⋅ 7166313 MLS

Newly remodeled and updated throughout, this move-in ready 3-bedroom, 3-bath townhome offers stylish modern finishes and low-maintenance living. Recent improvements include updated flooring, lighting, custom woodwork, interior doors, bath vanities, bright white kitchen cabinetry, stainless steel appliances, and new washer and dryer. The open-concept layout provides comfortable living and dining spaces, upper-level laundry, central air, and an attached insulated 2-car garage. Enjoy association-maintained lawn care, snow removal, sanitation, and professional management. Conveniently located near shopping, restaurants, parks, and easy access to Hwy 10 for an easy commute. Quick closing possible. Information deemed reliable but not guaranteed. Buyer and buyer's agent to verify all measurements, information, and dimensions.

15469 Radium Street NW, Ramsey

Listing courtesy of Edina Realty, Inc..

$385,000

4 Beds ⋅ 2 Baths ⋅ 7168334 MLS

Seller will pay $6,000 in permanent mortgage rate buy-down costs. A wooded nearly one-acre lot surrounds 6510 155th Ave NW, providing a peaceful outdoor setting where you can relax on quiet afternoons under the natural shade of mature trees. Built in 1983, the home features an oversized three-car garage that easily accommodates daily vehicle parking while reserving additional room for outdoor gear, workshop projects, and seasonal storage. The interior of the home in Ramsey includes a dedicated laundry room, giving you a quiet, separate workspace to handle washing, drying, and folding routine household items. Enjoy the natural surroundings and practical workspace of this Ramsey home. Included 100-Day Home Warranty with buyer activation

6510 155th Avenue NW, Ramsey

Listing courtesy of Opendoor Brokerage, LLC.

$334,900

3 Beds ⋅ 3 Baths ⋅ 7167006 MLS

***Be sure to ask about our Flex Cash programs for buyers that work with our preferred lender and preferred title company. Save money on closing costs including buying down your interest rate*** **Home is under construction** Enjoy walkable living near The Draw Park & Amphitheater, North Commons Park, trails, dining, shopping, and the Metro Transit station at The COR—making commuting and weekend plans easy. Located in Waterfront Village, this pet-friendly community offers miles of trails right outside your door plus association-covered lawn care and snow removal for low-maintenance living. The "Elmcrest" floor plan features 3 bedrooms, 3 bathrooms, and bright open-concept living with 9-foot ceilings and luxury vinyl plank flooring. The kitchen includes an oversized quartz island, white cabinetry, and stainless steel appliances. The private owner’s suite offers a walk-in closet and ensuite bath, with additional bedrooms ideal for work, guests, or hobbies.

7800 Bunker Lake Boulevard NW, Ramsey

Listing courtesy of NextHome West Metro.

$359,900

4 Beds ⋅ 3 Baths ⋅ 7167001 MLS

***Be sure to ask about our Flex Cash programs for buyers that work with our preferred lender and preferred title company. Save money on closing costs including buying down your interest rate*** *Home is under construction* Live steps from it all—concerts at The Draw Park & Amphitheater, time at North Commons Park, miles of trails outside your front door, local dining, shopping, and the Metro Transit station at The COR for an easy commute. Waterfront Village offers a pet-friendly, walkable lifestyle with association-covered lawn care, snow removal and sanitation, so your weekends are for enjoying—not yard work. The Terrace floor plan features 4 bedrooms and 3 bathrooms with open-concept living, 9-foot ceilings, and luxury vinyl plank flooring. The kitchen includes an oversized quartz island, white cabinetry, and stainless steel appliances—ideal for gathering. The private owner’s suite offers a walk-in closet and ensuite bath, with additional bedrooms flexible for guests, work, or hobbies. Self-tours available in this development—scan the QR code on the signs.

14752 Alpaca Terrace NW, Ramsey

Listing courtesy of NextHome West Metro.

$344,900

3 Beds ⋅ 3 Baths ⋅ 7166999 MLS

7812 Bunker Lake Boulevard NW, Ramsey

Listing courtesy of NextHome West Metro.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Ramsey Homes under $400,000

Newest Ramsey Homes under $400,000

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