Ham Lake Homes under $600,000

Welcome to Ham Lake, Minnesota—a hidden gem nestled in Anoka County that perfectly balances the charm of small-town living with the conveniences of urban accessibility. This vibrant community is renowned for its picturesque landscapes, friendly neighborhoods, and an abundance of outdoor recreational activities. With its lush parks, serene lakes, and scenic trails, Ham Lake is a haven for nature enthusiasts and families alike.

One of the standout features of Ham Lake is its diverse selection of homes, particularly those priced under $600,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes with sprawling backyards to modern townhouses with contemporary finishes, there’s something for everyone in this welcoming community.

Living in Ham Lake means enjoying a strong sense of community, with local events and gatherings that foster connections among residents. The area boasts excellent schools, making it an ideal place for families to settle down. Plus, with easy access to major highways, commuting to the Twin Cities for work or leisure is a breeze.

Embrace the tranquility of Ham Lake while enjoying the benefits of suburban living. With affordable housing options and a vibrant community spirit, Ham Lake is not just a place to live—it’s a place to thrive. Explore your future in this charming city, where your dream home awaits!

Newest Ham Lake Homes under $600,000

$560,000

5 Beds ⋅ 3 Baths ⋅ 7150653 MLS

Welcome to spacious 5 bedroom, 3 bath walk out rambler with All Living Facilities On One Level and on .89 acres at the end of the cul-de-sac. The main level offer welcoming front entry and foyer that feature gleaming engineered wood floors and open seamlessly into a vaulted living with a stunning stone gas fireplace and large windows over looking the private back yard, the open floor plan, great for entertaining. The open concept layout flows naturally into the dining area and updated kitchen, which boasts newer flooring, slate appliances, a double oven, granite countertops and a convenient center island, double kitchen windows with beautiful views of your backyard, Lots of cabinet and countertop space, Lots of storage space with a built in pantry, main floor laundry complimented with a Half bath off the kitchen and garage, Step out to the covered maintenance free deck and enjoy your morning coffee with peaceful views of your private backyard, the Primary bedroom on the main level with original hardwood floors and double closets, Main floor walk thru bath features a dual vanity, jetted tub and a separate walk in shower and two other large bedroom with their original hardwood floors. The lower level offers Spacious family room, a super large amusement room, two large bedrooms, a 3/4 bath, storage room and walkout your private Patio. Outside of the house you will find a side patio, a beautiful front porch and back yard picnic area with large firepit.

435 147th Lane NE, Ham Lake

Listing courtesy of Real Estate Masters, Ltd..

$599,900

5 Beds ⋅ 4 Baths ⋅ 7147438 MLS

Wake up surrounded by mature trees, unwind in the privacy of your own 2.7-acre retreat, and enjoy recreation just beyond your backyard. A charming covered front porch welcomes you into a vaulted foyer and a light-filled living room framed by generous windows. The sunny dining area opens directly to the deck, creating an easy flow for morning coffee, outdoor meals, and relaxed entertaining. At the heart of the home, the kitchen features counter seating, a center island, abundant oak cabinetry, hardwood floors, and updated lighting. A main-level bedroom and full bath offer ideal flexibility for overnight guests, multigenerational living, or a private home office. Upstairs, the updated primary suite feels like a true escape, complete with stylish LVP flooring, a generous walk-in closet, a full bath, a warm wood accent wall, and access to a private balcony—an inviting spot to enjoy the peaceful wooded setting. Three additional spacious bedrooms, each with a double closet, provide room for family, guests, hobbies, or work-from-home needs. The versatile lower level is designed for everyday living and memorable gatherings, with a comfortable family room, dry-bar kitchenette, ¾ bath, two flexible rooms with egress windows and large closets, and plentiful utility-room storage. Comfort comes naturally in every season with energy-efficient geothermal heating, central air, and ceiling fans throughout. Thoughtful improvements—including a roof and windows replaced in 2021 and a new septic system planned for fall 2026—add confidence for the years ahead. Outside, the fenced backyard creates a welcoming setting for pets, play, gardening, and evenings under the trees. The oversized 2.5-car garage includes a workshop area, offering plenty of space for projects, gear, and storage. Here, nature and an active lifestyle come together. Watch wildlife move, then step out to adjoining 20-acre Lions Park for tennis, pickleball, volleyball, ball fields, soccer and football, a playground, and walking trails. With convenient access to Highway 65, local shops and restaurants, Bunker Hills Regional Park and Golf Course, and Carlos Avery Wildlife Management Area, this property offers the rare combination of space, serenity, everyday convenience, and year-round recreation—right at home.

1330 157th Avenue NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$399,900

2 Beds ⋅ 1 Baths ⋅ 7112750 MLS

Welcome to this charming Ham Lake property offering a convenient location and 5 wooded acres of privacy and space! This 2-bedroom home features a main-level full bath and a main-floor flex room that is non-conforming due to the lack of a closet. Enjoy the warmth and character of hardwood flooring underneath the newer carpet in the living room and dining room. The unfinished basement provides excellent potential for additional living space, a recreation room, home office, or storage, ready for you to maximize and make your own. A standout feature is the impressive 3-car detached garage, built in 2021, measuring approximately 35x31. The fully finished garage includes in-floor heat, a floor drain, and plumbing in place for water, just connect it to the waterline. Recent 2026 improvements include a new septic system, paver driveway and patio, fresh landscaping, and a new refrigerator. With 5 wooded acres, there's plenty of room to enjoy the outdoors while remaining conveniently located near area amenities. A great opportunity to enjoy acreage, privacy, and valuable updates in Ham Lake!

4407 Crosstown Boulevard NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$519,900

3 Beds ⋅ 3 Baths ⋅ 7139245 MLS

Welcome home to 14329 Rochester Street NE, a rare gem offering the ultimate combination of effortless main-floor living and immense space. Blending single-level daily convenience with the footprint of a large home, this beautifully maintained property boasts 3 bedrooms, 3 bathrooms, and over 3,000+ total finished square feet across two sprawling levels. The main level welcomes you with an open-concept layout bathed in natural light, showcasing a spacious kitchen with warm oak cabinetry, a functional center island, and a separate, sunlit eat-in dining area framed by a beautiful bay window. This entire floor is thoughtfully designed around true main-level functionality, keeping the primary suite, core living spaces, and laundry facilities all on one level for ultimate convenience. The living area is anchored by a cozy gas fireplace. Outdoor living is a dream here, featuring two distinct decks positioned to maximize the property's exceptional privacy: a dedicated grill deck conveniently located right off the kitchen for effortless outdoor cooking, plus a massive 14x14 main deck off the back—perfect for entertaining, relaxing, and taking in the beautiful, serene views of the sprawling green space and mature tree line behind the home. Downstairs, the finished lower level dramatically expands your living space. This level features a second gas fireplace and an open layout perfect for a family room, exercise area and more. It also has a third bedroom and a 3/4 bathroom, creating a highly desirable, private retreat for visiting guests. You will also find a separate, dedicated storage room to keep seasonal gear and household items tucked away. Storage, projects, and cold Minnesota winters are a breeze with the attached 2.5-car heated and insulated garage, providing the ultimate year-round comfort and space for vehicles, tools, or hobbies. This property offers an incredible combination of massive square footage, serene wooded views, and functional luxury in a highly desirable Andover/Ham Lake neighborhood.

14329 Rochester Street NE, Ham Lake

Listing courtesy of Coldwell Banker Realty.

$447,900

3 Beds ⋅ 2 Baths ⋅ 7135009 MLS

Look No Further... Wos This original one owner home has been an Extremely Cared For property inside & out. Updates Include Windows, AC, Furnace, New Well 4 yrs, and Septic 5 years. 2nd Driveway Approach off of Radisson. 48'x30' Pold bldg, Which Offers Both Heated and Cold Storage, & 220 AMP, Tile baths, Two Fireplaces, Hardwood Floors, Deck & Patio. This is a Must See. See Gorgeous Property you will Absolutely Love this setting, Move in and Enjoy!

13959 Radisson Road NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$579,900

5 Beds ⋅ 4 Baths ⋅ 7134892 MLS

WELCOME HOME! Beautifully updated 5BR/4BA Modified two story, offering an exceptional combination of space, privacy, entertaining areas and a gorgeous, wooded setting! From the moment you arrive, you'll appreciate the pride of ownership and extensive list of recent improvements. The entire home has been freshly painted inside & out, with NEW carpet throughout, updated flooring, NEW garage doors & track systems, freshly seal-coated driveway, stained concrete walkways/apron and a completely rebuilt deck featuring new flooring, rails & stairs! Step inside to an inviting, spacious floor plan featuring a large kitchen with granite countertops, tile backsplash, updated appliances and wood-look laminate flooring, formal & informal dining areas, main-level family room with fireplace, main-floor laundry and plenty of room to spread out. With 5 bedrooms, 4 bathrooms and a finished walkout lower level, this home offers exceptional flexibility for family, guests, home office, recreation and entertaining. Outside is where this property truly shines! Mature trees create a wonderfully private setting surrounding beautifully landscaped upper & lower ponds accented by boulders and a fountain—your own peaceful backyard retreat. Enjoy summer evenings from the expansive deck overlooking the property or entertain inside and out with ease. Major improvements over the years include a newer furnace, 2019 roof, updated kitchen and baths, replacement appliances, water softener, well pump, pressure tank & control unit, septic lift pumps, recently pumped/serviced septic system, inground sprinkler system, updated lighting, fixtures and hardware throughout, plus much more. Beautifully maintained, extensively updated and truly move-in ready—this is the one you've been waiting for!

14927 Harpers Street NE, Ham Lake

Listing courtesy of RE/MAX Professionals.

$90,000

2 Beds ⋅ 2 Baths ⋅ 7133912 MLS

Welcome to this fully remodeled mobile home in Ham Lake! This beautifully updated home features granite kitchen countertops, a spacious kitchen island, and a ceiling vent above the island. The living room and bedrooms offer elegant tray ceilings with LED lighting, while the updated bathrooms add modern style and convenience. Enjoy fresh paint throughout, newer windows, a newer roof, and beautiful new laminate flooring throughout the home. A brand-new shed located behind the home provides excellent storage for lawn equipment and more. The property also includes parking for up to two cars and is conveniently located near shopping, dining, parks, and major roadways. Schedule your showing today!

1017 Meadow Lane NE, Ham Lake

Listing courtesy of Home Sellers.

$355,000

4 Beds ⋅ 2 Baths ⋅ 7132586 MLS

Thoughtfully updated 4-bedroom, 2-bathroom Ham Lake home offering 1,804 finished square feet. The main level features a spacious living room with brick accents, built-ins, and a cozy fireplace. The refreshed kitchen includes granite countertops, newer appliances, freshly painted cabinetry, and updated hardware. Both bathrooms have been refinished with updated fixtures, flooring, and plumbing. The finished lower level offers two additional bedrooms and a comfortable family room with a freestanding gas fireplace. Outside, enjoy a private, fully fenced backyard with mature trees, established landscaping, gardens, a fire pit, and a spacious storage shed. Additional highlights include a roof replaced less than three years ago, durable aluminum siding, a freshly painted multi-level deck, oversized concrete patio, heated and insulated two-car garage, three-car-wide driveway, and no HOA.

3035 165th Lane NE, Ham Lake

Listing courtesy of RE/MAX Results.

$384,900

3 Beds ⋅ 2 Baths ⋅ 7119565 MLS

Nestled on a beautiful lot just one block from Coon Lake, this well-maintained walkout rambler offers the perfect combination of comfort, updates, and location. The main level features two bedrooms, a full bathroom, a spacious living room, an inviting kitchen with granite countertops, dining area, and a bright four-season porch overlooking the backyard. The finished walkout lower level includes a large family room with a bar, a third bedroom, a 3/4 bathroom, and direct access to the stamped concrete patio, making it an ideal space for entertaining or relaxing. Numerous updates provide peace of mind, including vinyl siding (2013), roof (2016), concrete driveway, sidewalk and stamped patio (2017), kitchen flooring, granite countertops and appliances (2018), furnace and central air (2020), all new windows (2022), Commers water softener system (2023), and new washer, dryer, and refrigerator (2026). Enjoy the benefits of a quiet setting just steps from Coon Lake with easy access to recreation, boating, and everything Ham Lake has to offer.

17452 Hiawatha Beach Drive NE, Ham Lake

Listing courtesy of RE/MAX Results.

$444,900

2 Beds ⋅ 3 Baths ⋅ 7111804 MLS

Ideal 1-level living with basement. Semi-detached townhome. The only common wall with the neighbor is between the garages. Large 30 x 24 garage with golf cart access door in the back. There are 2 doors into the house from the garage. One leads to the mudroom with washer and dryer. The other leads right into the kitchen for easy grocery delivery. New carpet in 3 rooms. Freshly buffed hardwood floors. Fresh paint. Main level owner's suite with newly remodeled bathroom with walk-in shower and bench. Sunroom overlooking pine trees and perennial garden. Pine cabinets and bookshelves give an "up north" cabin feel. French doors lead into the office on the main level and also the family room on the lower level. Generously sized walk-in-closets in all bedrooms. Two unfinished storage areas in the basement. Hummingbirds, wood ducks, and deer are regular visitors to the backyard.

13637 Pierce Street NE, Ham Lake

Listing courtesy of National Realty Guild.

$335,000

4 Beds ⋅ 2 Baths ⋅ 7107140 MLS

Welcome to 1204 133rd Ln NE, Ham Lake, MN 55304—a rare gem where modern updates meet serene golf course living! This beautifully updated 4-bedroom, 2-bath home is nestled on a wooded lot, offering privacy and stunning views right from your sunroom. Imagine sipping your morning coffee while watching deer wander through the trees, or entertaining friends in your newly finished basement—perfect for movie nights or a game room. The heart of the home is the stunning, updated kitchen featuring sleek butcher block countertops, stainless steel appliances, and plenty of space for culinary creativity. Step into the sunroom and soak in the natural light, or head out back to enjoy your peaceful, wooded backyard—ideal for summer barbecues or quiet evenings under the stars. Golf enthusiasts will love the direct view of the nearby course, with the unique ability to drive your cart straight from your backyard to the fairway! The oversized garage includes a dedicated shop area, perfect for hobbies or extra storage. Recent upgrades include a brand new septic system and air conditioning, ensuring comfort and peace of mind for years to come. Located just minutes from local favorites like Majestic Oaks Golf Club, Ham Lake Lanes, and charming eateries, you’ll enjoy both tranquility and convenience. Don’t miss your chance to own this move-in ready retreat—schedule your tour today and experience the best of Ham Lake living!

1204 133rd Lane NE, Ham Lake

Listing courtesy of Epique Realty.

$499,000

3 Beds ⋅ 2 Baths ⋅ 7089098 MLS

This well maintained home is being offered by its original owner and sits on one of the largest lots in the area, featuring over an acre of land. Recent updates include new flooring throughout the main level kitchen, living room, and bathrooms, as well as a new water heater and water softener installed within the last month. The main level offers a spacious bedroom and full bathroom, along with a large kitchen and living room that overlooks the lake. Upstairs you will find two additional bedrooms and a bathroom that is ready foe completion. The seller is including a shower stall, and the space is already set up for installation of water to the soaking tub and toilet. The lower level is open, dry and ready to be finished, providing excellent potential for additional living space. With its generous lot size, lake views, and opportunity for future expansion, this property offers a great combination of comfort and potential.

17356 Hiawatha Beach Drive NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

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